How to remember your IBAN?

IBAN in Germany is a string of 22 characters consisting of letters and numbers. But how the hell can you remember your own IBAN? It's no wonder that some people talk about "IBAN the Terrible" when they talk about the new account number.

It is not that difficult to remember the IBAN, because it consists of already known sequences of numbers.
Let's start from the back: The last 10 digits are the account number with any additional zeros on the left side. For example, if the current account number consists of only 8 numbers, two zeros are simply added. The 8-digit account number 12345678 is then converted into the 10-digit number sequence 0012345678.
The account number is preceded by the 8-digit bank code. Nothing has changed here, because the BLZ already consisted of 8 numbers before the conversion to the IBAN.

In the beginning of the IBAN there is the country code (DE) and the check digit. The country abbreviation can be remembered very easily - DE stands for Germany.

The two-digit check digit between the country code and BIC is a bit more difficult to remember. The check digit is determined individually for each IBAN and therefore does not follow any easy to remember logic. But a memory aid can help here. A check digit of 58 could be your own house number or the first two digits of the phone number?

For those who can't or don't want to remember their IBAN, we offer our free IBAN calculator. This allows the IBAN to be calculated easily with the help of the account data.

In addition, your own IBAN and BIC can also be found on your bank card.

IBAN structure