IBAN Information for: Kosovo
Find out all you need to know about the IBAN format in XK, including length, structure, and validation rules.
IBAN Information - Kosovo
Overview
The International Bank Account Number (IBAN) for Kosovo (XK) follows specific formatting rules. Here you'll find all the important details about the XK IBAN format.
Key Details
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IBAN Length 20 characters
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Country Prefix XK
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SEPA Member No
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Currency EUR
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Membership Non-Member
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Central Bank Central Bank of the Republic of Kosovo (Banka Qendrore e Kosovës)
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Central Bank Website www.bqk-kos.org
Format Information
Domestic Format Information
IBAN Block Structure
XK 05 12 12 0123456789 06
IBAN Structure Legend
- XK Country Code
- 05 Check Digits
- 12 Bank Code
- 12 Branch Code
- 0123456789 Account Number
- 06 National Code
Structure for Kosovo IBAN
Kosovo IBANs consist of the country code (XK, 2 characters), check digits (2 digits), bank code (2 characters), branch code (2 digits), account number (10 digits), and national code (2 digits). In total, the Kosovo IBAN comprises 20 characters.
The Kosovo IBAN consists of 20 characters in total. Kosovo uses the Euro (EUR) as its official currency, although the country is not an official member of the Eurozone. The Kosovar banking system was modernized after the country's declaration of independence in 2008 and is supervised by the Central Bank of the Republic of Kosovo. A notable feature is that Kosovo uses the non-standardized country code "XK" as the country has not yet officially received an ISO country code. Nevertheless, the IBAN structure is internationally recognized to facilitate transfers to and from Kosovo. The bank code identifies the bank, the branch code specifies the bank branch, and the account number contains the specific customer account details. The national code at the end serves additional identification purposes within the Kosovar banking system and helps differentiate between various account types.
Bank Information
What is an IBAN?
An International Bank Account Number (IBAN) is a standardized international numbering system developed to identify bank accounts from around the world. It was originally adopted by the European Committee for Banking Standards and later as an international standard.
IBAN Uses
- International wire transfers
- SEPA payments within Europe
- Automated payment processing
Benefits of IBANs
- Reduced errors in international payments
- Faster processing of cross-border transactions
- Standardized format for global banking
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IBAN Verification
The check digits in an IBAN allow for verification of the entire number, reducing the risk of errors during transcription. This makes international payments more reliable.
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