IBAN Information for: San Marino

Find out all you need to know about the IBAN format in SM, including length, structure, and validation rules.

IBAN Information - San Marino

Overview

The International Bank Account Number (IBAN) for San Marino (SM) follows specific formatting rules. Here you'll find all the important details about the SM IBAN format.

Key Details

IBAN Length 27 characters
Country Prefix SM
SEPA Member Yes
Currency EUR
Membership Other Member
Central Bank Central Bank of the Republic of San Marino
Central Bank Website www.bcsm.sm

Format Information

SWIFT Format

SM2!n1!a5!n5!n12!c

Regex Format

^SM(\d{2})([A-Z]{1})(\d{5})(\d{5})([A-Za-z0-9]{12})$

Example IBAN

SM86U0322509800000000270100

Domestic Format Information

BBAN Format

1!a5!n5!n12!c

BBAN Length

23 characters

Domestic Example

U032 2509 8000 0000 0270 100

BBAN Example

U0322509800000000270100

IBAN Block Structure

SM 76 P 08540 09812 123456789123

IBAN Structure Legend

SM Country Code
76 Check Digits
P National Check Digit

08540 Bank Code
09812 Branch Code
123456789123 Account Number

Structure for San Marino IBAN

San Marino IBANs consist of the country code (SM, 2 characters), check digits (2 digits), a national check digit (1 character), bank code (5 characters), branch code (5 characters), and account number (12 characters). In total, the San Marino IBAN comprises 27 characters.

The San Marino IBAN consists of 27 characters in total. While San Marino is not a member of the European Union, it uses the Euro as its official currency due to a monetary agreement with Italy. The country is part of the SEPA (Single Euro Payments Area), which means that Euro transfers to and from San Marino banks can be made under the same conditions as domestic transfers within the EU. A distinctive feature of the San Marino IBAN is the national check digit, which serves as an additional security feature and is positioned after the international check digits.

Bank Information

The IBAN contains encoded information about the bank and branch. Below are the positions of these components in the BBAN part.

Bank ID Position

Positions 1 to 5

Branch ID Position

Positions 6 to 10

Checksum Position

Positions 0 to 0

SWIFT Official

Yes

Registry Edition

2011-06-20

What is an IBAN?

An International Bank Account Number (IBAN) is a standardized international numbering system developed to identify bank accounts from around the world. It was originally adopted by the European Committee for Banking Standards and later as an international standard.

Important to know: Each country has its own IBAN format and length, but all follow the same basic structure with a country code, check digits, and account number components.

IBAN Uses

International wire transfers
SEPA payments within Europe
Automated payment processing

Benefits of IBANs

Reduced errors in international payments
Faster processing of cross-border transactions
Standardized format for global banking

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IBAN FAQs

What is an IBAN? IBAN - Countrylist How to remember your IBAN? How is the IBAN structured? How is the IBAN check digit calculated? BIC - Bank Identifier Code

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The check digits in an IBAN allow for verification of the entire number, reducing the risk of errors during transcription. This makes international payments more reliable.

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